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The basic concept of budgeting is this: Dividing your estimated earnings into assigned categories for spending. If you are on a fixed salary this process is fairly simple. I’ll cover some basics, and then talk about some more difficult cases. I am addressing this primarily to people who are not in dire financial need or [...] Four kids steered through pre-church preparations, two kids helped to weather emotional upsets, dishes, Sunday dinner, and Family Home Evening preparations were all done. I’d earned some quiet space. I thought that the me-of-now should get to do something she wanted. So I gathered my journal and scriptures to retreat to my room. I also [...] The first thing any creative person needs to know about managing finances, whether you’re an artist, a writer, a musician, a film maker, or anything else: Good financial management is a skill. It can be learned by anyone no matter how good or bad they are with numbers. Granted, if numbers are not your friends, [...] Wooden structures like fences and decks are, in theory, supposed to be re-stained every couple of years. This protects the wood from damage and keeps them looking pretty. We haven’t done that kind of maintenance in over a decade. First there was no time. Then there was no money. Then there was neither time nor [...] Food currently in process: Rolls -currently rising with the oven pre-heating. I began the dough before church, kneaded and rolled in the space between church and a church committee meeting. Fudge -cooling. This is the promised reward for Gleek and Patch who have spent the last month braving primary without any toys or distractions. I [...] I want to knock down a wall in my office. It would combine my office with a small pantry area, thus making my office bigger. It is a lovely plan, and now that I’ve thought of it I can hardly wait. Unfortunately on the office side of the wall are two book cases full of [...] It began with the pencil drawer. Through attrition it had turned into a “why can I never find a pencil in this” drawer. So I dumped the thing out and sorted it. Then the drawer was lovely and neat, but the kitchen counter had piles of all the things I had taken out of it. [...] I went to the dentist today for the first time in *mumble* years. I’m not trying to be coy about how long. I honestly don’t remember. It was probably about the time that our dental insurance ceased to exist and that was at least six years ago. I am fortunate to have pretty good teeth. [...] This is the week when WorldCon preparations swamps everything else in my life. You’d think that would be next week when I am actually at WorldCon, except that I’ve arranged for everything else to be managed next week. Next week I can give WorldCon 100% attention. This week the preparations are all mixed up with [...] Being a little bit exhausted is an oxymoron really. Exhaustion is all-encompassing. It takes over the whole body and demands that it be attended to before any more effort is expended. I can feel the exhaustion there. It threatens to break through and take me over, but I’m holding it back and getting things done. [...] |
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